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Retirement Center

Individual Retirement Accounts (IRAs)

First City offers a variety of tax-deferred Money Market and Term Certificate IRAs to meet your long-term savings goals-with your choice of Traditional, Roth or Education IRAs. We recommend that you consult with your tax advisor to determine which IRA is best suited to you.

Options:

  • IRA Certificates – High-yield certificates with terms from three months to four years.
  • IRA Money Market – Earn high rates on your IRA without locking your savings to a specified term. Low minimum initial $100 deposit required. Make additional deposits at any time.