Direct Deposit

Electronically deposits your payroll check, retirement check, government benefit check (i.e., Social Security), or other recurring deposit, into your First City account.

• Safe, Convenient, and fast — you’ll never have to visit a branch and wait in line on payday again!
• Your paycheck is deposited, even if you are unable to go to a branch on payday.
• You don’t have to worry about lost or stolen payroll or benefit checks.
• Get paid sooner if your employer sends your deposit electronically to First City through Pay-Ahead

Great News, Pay-Ahead is here! If your employer sends your direct deposit to First City electronically, you can now receive the deposit before your normal payday. Instead of waiting until your designated pay date, First City’s Pay-Ahead service will deposit your paycheck when it is received from your employer. Best of all, you don’t even have to sign up! If your employer doesn’t use electronic direct deposit, ask them to make the change now! Depending on holidays or other events, you could get your paycheck up to a couple of days earlier.

Payroll Deduction

With Payroll Deduction, a set amount from your pay is automatically deposited into your First City account.

• Pay yourself first with a regular automatic savings plan.
• Make your First City loan payment – Transferred directly from your account, you’ll never have to remember a due date, write a check, or use a stamp.
• For members who are paid every two weeks, automatic payroll deduction can help to smooth-out your cash flow (smaller payments are made automatically with each pay period, rather than one larger payment per month).