First City Credit Union

First City’s Standard Personal Loan Offerings

From vacations to home improvements, bill consolidation to unexpected expenses; with low rates, easy terms, and a variety of loan options, First City’s personal loan options have you covered. Join First City if you live, work, worship, or go to school in the Los Angeles County, California area.

Personal Loan Features 

• Borrow up to $30,000*
• No collateral required

Share Secured Personal Loan Features

• Use the funds in your Regular Savings or Money Market account as security against the loan
• Enjoy low rates while you continue to earn dividends on your savings
• A great way to establish or re-establish credit

Easy Application

• Apply for your First City consumer loan 24 hours a day
• Click on the ‘Debt Consolidation’ or ‘Personal Loan’ buttons on this page to get prequalified or call (800) 944-2200, ext. 5.
• Qualified members are approved in minutes.
• You can also apply at any First City branch during business hours.

Payroll Deduction makes it even easier to make your loan payments. It’s convenient and safe.  You may be able to make smaller payments twice a month, rather than one large payment – which helps to smooth-out your monthly cash flow.

Personal Loan Rates