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Rates
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New and Used Vehicle Rates
| Rates are current and effective as of: February 1, 2025 | APR* as low as |
|---|---|
| Current and prior model year | |
| 5.49% | |
| 5.74% | |
| 5.99% | |
| 6.24% | |
| 6.74% | |
| 7.24% | |
| Prior year and up to 8 model years old | |
| 5.49% | |
| 5.74% | |
| 5.99% | |
| 6.24% | |
| 7.24% | |
| 9 to 12 model years | |
| 5.99% | |
| 6.24% | |
| 6.49% | |
| 6.74% | |
| BOATS, RVs and TRAILERS | |
| Current year and up to 10 model years | 7.25% |
| 8.25% | |
| 9.25% | |
| MOTORCYCLES/ATVs | |
| Current year and up to 10 model years | 6.75% |
| 7.00% | |
| 8.25% |
| Auto Loan Payment Estimates and Disclosure |
|---|
| *APR=Annual Percentage Rate. |
| Rates and programs subject to change. Other conditions may apply. |
| Lowest possible rate is shown, your rate may vary. Credit approval is required. |
| Recreational Vehicle Payment Estimates |
|---|
| *APR=Annual Percentage Rate. Loan payment estimate example: on a $100,000, 84-month loan with a 7.25% APR = $1,522; on a $75,000, 120-month loan with a 9.25% APR = $961. |
| Motorcycles/ATV Payment Estimates |
|---|
| Loan payment estimate example: on a $10,000, 48-month loan with a 6.75% APR = $239; on a $30,000, 60-month loan with a 7.00% APR = $595 per month. |
Personal Loan Rates
| Personal Loan Payment Estimates and Disclosure |
|---|
| On a $2,500, 36 month loan with a 10.74% APR=$82 per month |
| Maximum personal loan allowed, including combined Personal Loan balance and Visa Credit Card available credit is $30,000. |
| *APR=Annual Percentage Rate |
Secured Loan Rates
| Secured Loan Payment Estimate |
|---|
| On a $1,500, 12 month savings secured loan with a 1.53% APR=$127 per month; On a $1,500, 12 month certificate secured loan with a 1.90% APR=$127 per month |
| Minimum loan is $1,500. Maximum loan amount cannot exceed 90% of Certificate balance, or 100% of available Share (regular savings) balance. |
| Other consumer loan programs and products available with additional rates and terms. |
| *APR=Annual Percentage Rate. |
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