IMPORTANT CREDIT CARD DISCLOSURES. The following disclosure represents important details concerning Our Credit Card. The information about costs of the Card is accurate as of the effective date of February 1, 2025. You can call Us at (800) 944-2200 or write Us at P.O. Box 93727, Pasadena, CA 91109-3727 to inquire if any changes have occurred since the effective date.
Visa Introductory Rate Disclosure
VISA Disclosure
Interest Rate and Interest Charges
APR is based on Your creditworthiness at the time Your Account is established. These APRs will vary with the market based on the Prime Rate.
VISA
Share-Secured Visa
as low as
up to
as low as
Annual Percentage Rate (APR) for Purchases
Introductory APR for six months
2.99%
2.99%
12.50%
18.00%
9.50%
APR for Balance Transfers
Introductory APR for six months
2.99%
2.99%
12.50%
18.00%
9.50%
APR for Cash Advances
Introductory APR for six months
2.99%
2.99%
12.50%
18.00%
9.50%
Paying Interest
We will not charge You interest on purchases if You pay Your entire balance owed each month within 25 days of Your statement closing date. We will begin charging interest on balance transfers and cash advances on the transaction date.
For Credit Card Tips from the Consumer Financial Protection Bureau
To learn more about factors to consider when applying or using a credit card, visit the website of the Consumer Financial Protection Bureau at:
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