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Flexible terms and low rates on Recreational Vehicle loans to help you enjoy your free time in style.
First City can finance the type of recreational vehicle fun that suits your fancy, whether it’s a motorcycle, boat, RV, or trailer.
RVs, Boats and Trailers
Features
- Financing is available for RVs, boats, and trailers up to the last 10 model years
- Finance up to $75,000 on new models; $50,000 on used models
- Up to 100% financing, depending on credit qualifications up to 120 months
- Minimum value of $15,000 required for terms over 84 months
Motorcycle
Features
- Easy Terms
- Finance up to $25,000
- New and Used up to 100% financing up to 120 months, depending on credit qualifications
New and Used Vehicle Rates
| Rates are current and effective as of: February 1, 2025 | APR* as low as |
|---|---|
| Current and prior model year | |
| 5.49% | |
| 5.74% | |
| 5.99% | |
| 6.24% | |
| 6.74% | |
| 7.24% | |
| Prior year and up to 8 model years old | |
| 5.49% | |
| 5.74% | |
| 5.99% | |
| 6.24% | |
| 7.24% | |
| 9 to 12 model years | |
| 5.99% | |
| 6.24% | |
| 6.49% | |
| 6.74% | |
| BOATS, RVs and TRAILERS | |
| Current year and up to 10 model years | 7.25% |
| 8.25% | |
| 9.25% | |
| MOTORCYCLES/ATVs | |
| Current year and up to 10 model years | 6.75% |
| 7.00% | |
| 8.25% |
Easy Application
- Apply for your First City consumer loan 24 hours a day
- Click on the ‘Apply for a Loan’ button on this page or call (800) 944-2200, ext. 5.
- Qualified members are approved in minutes.
- You can also apply at any First City branch during business hours.
| Recreational Vehicle Payment Estimates |
|---|
| *APR=Annual Percentage Rate. Loan payment estimate example: on a $100,000, 84-month loan with a 7.25% APR = $1,522; on a $75,000, 120-month loan with a 9.25% APR = $961. |
Payroll Deduction makes it even easier to make your loan payments. It’s convenient and safe. And you may be able to make to small payments twice a month, rather than one large payment – which helps to smooth-out your monthly cash flow.
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