Become a Member
Instant Loan Application
ATM/Branch Locator
Rates
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First City offers convenience, competitive rates, flexible terms, and high quality personalized service.
| Loan Options | |
|---|---|
| Auto Loans | Low rates + easy terms = a lower monthly payment! Apply to see if we can finance your purchase, or refinance your existing loan from another lender for a lower monthly payment! |
| Recreational Vehicles | Whether you’re in the market for a boat, motorcycle, RV, personal watercraft, or trailer you’ll find that we have affordable financing options through First City. |
| Personal Loans | We have Personal loans for vacations, home improvements, unexpected expenses, bill consolidation, or whatever you need. |
| Visa Credit Cards | Enjoy the convenience of Visa, combined with First City’s low rates and high-quality service. |
| Skip-A-Payment* | First City’s Skip-A-Payment service allows you to have extra cash when you need it most. With Skip-A-Payment, you can skip up to one payment in a calendar year on your qualified First City consumer loan. |
| Real Estate Loans | First City has a full range of mortgages and home equity loans to meet your needs. |
To see our great loan rates, please click here
Easy Application
- Apply for your First City consumer loan 24 hours a day
- Click on the ‘Apply for a Loan’ button on this page or call (800) 944-2200, ext. 5.
- Qualified members are approved in minutes.
- You can also apply at any First City branch during business hours.
Make Loan Payments Easier
Also consider Payroll Deduction makes it even easier to make your loan payments. It’s convenient and safe. And you may be able to make to small payments twice a month, rather than one large payment – which helps to smooth-out your monthly cash flow.
| Skip-A-Payment Disclosure |
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| *There is a $30 fee for each payment skipped. 1 skip available per calendar year. Interest will accrue during the period the payment is skipped. Credit cards, deposit-secured loans, and real estate loans do not qualify. Other conditions apply: see the Terms and Conditions form provided when the Skip-A-Payment is requested. To request Skip-A-Payment, call (800) 944-2200, ext. 9, or stop by any First City branch. You can also request a Skip-A-Payment within the Account Access function of the FirstCitylink online banking service. |
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