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All rates and yields subject to change after the account is opened. Call the credit union at (800)944-2200 for current rates and yields.

Share (Savings) Account Rates

AccountMinimum Deposit to OpenMinimum Balance to Earn APYDividend RateAnnual Percentage Yield (APY)
Regular Share (Savings)$5$1000.05%0.05%
Vacation Club/Holiday Saver$25$1000.05%0.05%
FirstStart Savings$5$50.05%0.05%
Free Checking$10NoneNoneNone
Interest Checking$10$1,0000.03%0.03%
Check Builder$50NoneNoneNone
Money Market$1,000 $1,000 - $9,9990.90%0.90%
$10,000 $10,000 - $24,9990.95%0.95%
$25,000 $25,000 - $49,9991.00%1.00%
$50,000 $50,000 and over1.04%1.05%
Money Market IRA$100$100 - $9,9990.90%0.90%
$10,000 $10,000 - $24,9990.95%0.95%
$25,000 $25,000 - $49,9991.00%1.00%
$50,000 $50,000 and over1.04%1.05%
Rates are current and effective as of: February 1, 2025Rate may change after account opening.Fees could reduce earnings.

 

Term Certificate (CD) and Regular IRA Certificate Rates

Term Certificate (CD) Account         
Term
minimum balanceDividend/Yield3 Mos.6 Mos.1 Year18 Mos.2 Year3 Year4 Year5 Year
$1,000 to $9,999Rate1.64%1.96%2.96%3.01%3.06%2.96%3.06%3.15%
APY1.65%1.98%3.00%3.05%3.10%3.00%3.10%3.20%
$10,000 to $49,999Rate1.74%2.06%3.06%3.11%3.15%3.06%3.15%3.25%
APY1.75%2.08%3.10%3.15%3.20%3.10%3.20%3.30%
$50,000 and upRate1.83%2.16%3.15%3.20%3.25%3.15%3.25%3.35%
APY1.85%2.18%3.20%3.25%3.30%3.20%3.30%3.40%
Penalties will be imposed for early withdrawalsRates are current and effective as of: February 1, 2025

 

Wealth Builder Term Certificate Rates

Wealth Builder Certificate Account  
Wealth Builder
with Payroll Deduction option
Minimum balanceDividend/Yield9 Mos.
to earn APY = $50Rate1.29%
(with Payroll Deduction)APY1.30%
to earn APY = $500Rate1.39%
APY1.40%
Rates are current and effective as of: February 1, 2025