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First City has the right checking account to fit your financial needs.
All First City checking accounts are packed with value!
Enjoy the convenience of a worldwide ATM network, remote deposit capture, SMS messaging, online and mobile banking, and the benefits of a Visa Debit Card.
Choose the right checking account for you:
| Interest Checking |
Free Checking |
|
|---|---|---|
| Monthly Interest | Paid when balance of $1,000 or more is maintained. | ——– |
| Online Banking and Bill Payment | FREE | FREE |
| Visa® Debit Card | FREE, accepted at over 25 million ATMs and merchant locations worldwide |
FREE, accepted at over 25 million ATMs and merchant locations worldwide |
| ATM/POS Access | FREE withdrawals and deposits at all First City ATMs and over 34,000 CO-OP Network ATMs worldwide (including over 6,000 participating 7-Eleven stores). All point-of-sale transactions are free.* | FREE withdrawals and deposits at all First City ATMs and over 34,000 CO-OP Network ATMs worldwide (including over 6,000 participating 7-Eleven stores). All point-of-sale transactions are free.* |
| Check Writing | FREE unlimited check writing | FREE unlimited check writing |
| Free Checks** | Your first set of checks is FREE | Your first set of checks is FREE |
| Minimum Initial Deposit | $10 | $10 |
| Monthly Fee | $7.50, waived with daily minimum balance of $500 or average monthly balance of $1,000, or aggregate account balance of $5,000 or more. | None! It’s FREE! |
| Availability to minors | ——– | Checking is available to teenagers 16-17 years of age with parental approval and signature.*** |
*There is a $3.00 fee on all transactions performed on non-CO-OP Network and non-First City ATMs. All deposits are free at CO-OP Network depository ATMs. 3rd party fees may apply.
**Shipping not included. The number of checks in the set is subject to change without notice by the issuer. Not all members will qualify for all product features. Checking account applications subject to ChexSystem verification.
***Checking accounts may be opened for minors as young as 12 with a parent or legal guardian signing as a joint account holder. Care must be taken to insure the parent or legal guardian is aware of their sole legal liability and financial responsibility inherent in maintaining a joint account with a minor.
Benefits of all First City’s checking accounts:
- Visa Debit Card
- FREE Online Banking, Bill Pay and eStatements
- FREE Mobile banking and Remote Deposit Capture
- FREE Point-of-sale merchant transactions
- Access to 34,000 COOP ATMs Nationwide including more than 6,000 participating 7-Eleven stores
- FREE First order of checks
- Unlimited check writing
- Overdraft protection from your First City savings or credit card account
Membership Eligibility
Start your Membership Application today by clicking on the ‘Open an Account’ button on this page.
Three ways that you can be eligible:
1. You live, work, worship, or go to school in one of the many communities the credit union serves throughout Los Angeles County, and parts of San Bernardino County.
2. You are an employee, retiree, or member of one of the Los Angeles County Departments, organizations, or companies that we serve.
3. You are in the immediate family (spouse, parents, children, siblings, grandparents) or live in the household of a First City member.
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