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Free Checking is packed with value.
No hidden fees here. You’ll enjoy the convenience of a worldwide ATM network, remote deposit capture, SMS messaging, online and mobile banking, and the benefits of a Visa Debit Card all at the right price, FREE.
| Free Checking* | ||
|---|---|---|
| Online Banking and Bill Payment | FREE | |
| Visa® Debit Card | FREE, accepted at over 25 million ATMs and merchant locations worldwide | |
| ATM/POS Access | FREE withdrawals and deposits at all First City ATMs and over 34,000 CO-OP Network ATMs worldwide (including over 6,000 participating 7-Eleven stores).* All point-of-sale transactions are free. | |
| Monthly Dividends | ——– | |
| Check Writing | Unlimited check writting. | |
| Free Checks** | First 50 checks FREE! | |
| Minimum Initial Deposit | $10 | |
| Monthly Fee | None! It’s FREE! | |
| Availability to minors | Checking is available to teenagers 16-17 years of age with parental approval and signature. | |
There is a $3.00 fee on all transactions/inquiries performed on non-CO-OP Network and non-First City ATMs. All deposits are free at CO-OP Network depository ATMs.
*Not all members will qualify for all product features. Checking account applications subject to ChexSystem verification.
**Shipping not included.
Benefits of all First City’s checking accounts:
- Visa Debit Card
- FREE Online Banking, Bill Pay and eStatements
- FREE Mobile banking and Remote Deposit Capture
- FREE Point-of-sale merchant transactions
- Access to more than 30,000 COOP ATMs Nationwide including more than 6,000 participating 7-Eleven stores
- FREE First order of checks
- Unlimited check writing
- Overdraft protection from your First City savings or credit card account
Membership Eligibility
Start your Membership Application today by clicking on the ‘Open an Account’ button on this page.
Three ways that you can be eligible:
1. You live, work, worship, or go to school in one of the many communities the credit union serves throughout Los Angeles County, and parts of San Bernardino County.
2. You are an employee, retiree, or member of one of the Los Angeles County Departments, organizations, or companies that we serve.
3. You are in the immediate family (spouse, parents, children, siblings, grandparents) or live in the household of a First City member.
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